Angel Investment Network’s Weekly Twitter Roundup

Angel Investment News: 

Business Plans & Pitching:

Fund Raising:

Marketing & Social Media:

Start-Up & Entrepreneurship:

To stay updated, come follow us on Twitter: https://twitter.com/angel__network or register on our blog at https://www.angelinvestmentnetwork.netwp-login.php?action=register.

Read anything interesting? Feel free to add links to any articles or resources you’d like to share with the angel community.

Or are you looking to raise funding?  Send me a summary of your project at mike@angelinvestmentnetwork.co.uk and we’ll try to help.

Is it possible to open a checking account with poor credit score?

Missed credit card payments, late mortgage payments, missed insurance premiums and bankruptcy can stay as a blotch on your credit report and drag down your score in the long run. Nothing can be worse than applying for a new line of credit with a poor credit score as you’ll be subject to unaffordable interest rates that can take a toll on your wallet. Not only will you be subject to outrageously high interest rates, but you may even be turned down by your bank when you want to open a checking account. Just as you need to get debt help in order to boost your credit score and get loans at an affordable rate, there are ways in which you can still open a checking account with a bad credit score. If you’re not aware of the steps to take, here are some of them.

  • Visit the bank where your employer has an account: he first step that you need to take is to visit the bank where your employer holds the account and while you cash your paycheck, you need to tell them about the financial hardship that you’re going through. The bank representative should let you know how much stringent and tough the regulations of the bank can be if they let you open a checking account.
  • Fill out the application form in detail:Soon after you know the rules and regulations of the bank, you have to fill out the application form for a checking account after going through each and every detail. It is most common that you have to mention your current address, the Social Security date, your name and your date of birth.
  • Wait for the approval: As you provide them with the personal details, you’ll have to wait for the bank representative to run the SS number through an electronic record so that you may get to know whether or not it is approved. Deposit the cash and start maintaining your checking account.
  • Another piece of advice is – go now and look for a bank who accepts bad credit borrowers: In case your checking account application form is rejected by the bank where your employer has the account, you should start looking for the bank that allows the bad credit people to open a checking account. Banks like Wells Fargo may accept the people with a poor credit score so that they can start off with their checking account. You may fill out their application form so that you get to know whether or not they’re accepting you as a checking account customer.
  • You may visit a local credit union: You may even visit a local credit union so that you can effortlessly start off with a checking account. Such institutions are not much likely to check your credit score or credit rating before working with you. So, you can even create a checking account with them so as to save your bucks.

If you want to prove yourself as a loyal consumer, you should make sure that you maintain your account in the best way possible so that you can establish good faith. Stay in touch with your bank manager so that you may be updated about the changes in the account information.

Angel Investment Network’s Weekly Funding Roundup

Here’s a roundup of some of the recent seed-stage and angel deals from around the world:

  • Trigger.io, the simplest way for web developers to create native iOS and Android apps from a single HTML5 codebase, raises $1m seed funding 
  • SpydrSafe, developer of a mobile security platform designed to prevent corporate data breaches, raises seed funding from Amplifier Ventures
  • Paper Battery Co, which has developed prototypes of a paper thin battery, receives a $200,000 investment from Eastern New York Angels LLC
  • AppAddictive has just scored $1.2 million in seed funding for its drag-and-drop Facebook page creation tools and (forthcoming) ad platform
  • LifeCrowd, a platform that allows you to connect with like minded individuals to engage in activities of mutual interest, raises $2 million
  • eTechies, India’s first organized “doorstep, online & phone” technical support & repair service for Desktops, Laptops, etc, wins $2m funding
  • Brass Monkey grabs $750k seed financing from a host of angel investors to turn your smartphone into a Wii controller for browser games
  • Betapond, Ireland’s only Facebook Preferred Developer Consultant, has raised €1.15m in venture capital funding
  • BuzzDoes, a word-of-mouth marketing tool for mobile app developers, secures $750,000 seed funding from angel investors & Proxima Ventures
  • Social babysitting service UrbanSitter lands $1.75m seed funding from First Round Capital, Rustic Canyon Partners, Menlo Ventures & angels
  • OneSchool, a mobile app for college students providing easy access to maps, course schedules, bus routes, etc, has raised $750,000 funding
  • Fippex, a provider of cloud-based, client enablement software, has raised $1.4 million capital from a Chicago based group of angel investors
  • ModeWalk, which sells luxury goods online and lets luxury brands set up and run their own space on the website, raises $1.8m venture funding
  • BugHerd, Australian developer of a bug-tracking software, has landed a $500,000 investment from local venture capital firm Starfish Ventures
  • Goodzer, which scrapes the websites of retailers to redesign your website and also to provide a map-based search tool for merchandise, raises $650,000 from angel investors
  • Timehop, developer of a product that brings together all users’ content into a single re-experience destination, lands $1.1M seed funding
  • Freecharge, a site that allows consumers to recharge their mobile has secured INR 20 Cr funding from Sequoia Capital
  • Net60Six, which offers golfers the chance to play 60 shots in 60 minutes on a specially-designed course for driving ranges, raises £500,000

To get regular updates, come follow us on Twitter: https://twitter.com/angel__network or register on our blog at https://www.angelinvestmentnetwork.netwp-login.php?action=register.

Have you managed to raise capital for your company?  We always love to hear from entrepreneurs who manage to get funded.

Or are you looking to raise funding?  Send me a summary of your project at mike@angelinvestmentnetwork.co.uk and we’ll try to help.

Prognosticators shouldn’t miss the mark – Make sense of the stock market forecasts

As we enter the New Year, 2012 and almost complete a month, an increasingly large
number of analysts and money managers are announcing a wide array of stock market predictions for the year 2012. Almost every year, there is a plethora of views from the market analysts ranging from the Standard & Poor rising to 1600 to the same burning and crashing out. If you’re an investor who is entirely dependent on the stock market predictions, you must take them with a pinch of salt. Choosing the right stock can help you avoid debt and running to debt consolidation firms for help as you can sell off the stocks to assemble enough funds to repay your obligations.

Though the analysts said that 2011 is going to be a great and prosperous year for all the stock market investors, closing with a bang, nothing close to this happened. What they didn’t foresee was the US debt gridlock and the spiraling European debt crisis. If your sole income comes from investment, you should be careful before believing in the predictions of bountiful returns every year. Despite all the predictions and contradictions, let’s have a look at the consensus on where the experts predict for the US stock market in 2012.

What do the experts say will happen to the US stock market in 2012?

Every January, hordes of stock market analysts attempt to predict the future of the US stock market and the economy as a whole. Unfortunately, with the progress of the year, most of the forecasts turn out to be wrong. There are certainly many different views on the stock market and let’s have a look at some of them. While the year 2010 was predicted to be a year of doubt and ambivalence, 2011 would be a fantastic year for the stocks and shares. Collectively, a group of strategists and administrators felt that 2011 would certainly be disastrous for the US stock market. 2011 would be a year when a lasting economic recovery will take root, thereby winning around all the skeptics and convincing both the consumers and companies to relax their investments and loosen cash from the financial assets.

There’s good news that the stock market gurus don’t see another recession in the US cards as they believe that the US economy has showed various signs of improvement since summer. Continuing with this idea, the experts expect job growth to carry on till the end of 2012 and the unemployment may fall under 8%. Despite such positive news, the main concerns among most of the economists are the rising debt concerns in Europe and the economic slowdown in China. The Bank of America – Merrill Lynch expects the S&P to close at 1450 points during the end of close of 2012.

How will you make sense of the market predictions?

Forecasting the future of the market is as old as the markets themselves. Remember that the future holds a realm of surprises and no matter how hard prognosticators try to foretell the future, there will be some certain changes in it. Forecasts often go wrong when they’re too extreme and therefore you have to know the pros and cons of the pundits if you want to take the financial moves for investment.

You have to embrace risks and unless you take risks, you can never move forward with the hope of gaining maximum returns. Always stay aware of the big picture so that you can take the investment decisions in order to earn maximum profit and minimum risk.

Infographic: Where Google Made Its Billions in 2011

Google‘s earnings for the fourth quarter of 2011 were regarded as enough of a disappointment to send its stock tumbling about 8 percent after the numbers were announced on Thursday, but the search behemoth still pulled in $37.9 billion in revenue over the course of the year — 96 percent of which came from advertising, according to research conducted by search engine marketing software provider WordStream. WordStream has released an infographic detailing where those billions came from, based on its own analysis of the financial reports and the company’s own trillion-keyword database. By this study, 10 industries’ ad spending accounted for 60 percent of Google’s 2011 revenue, with finance and insurance topping the list at $4 billion in spending.

 

Source: https://www.wordstream.com/blog/ws/2012/01/23/google-revenues

Angel Investment Network’s Weekly Twitter Roundup

Angel Investment News:  

Business Plans & Pitching:

Fund Raising:

Marketing & Social Media:

Start-Up & Entrepreneurship:

To stay updated, come follow us on Twitter: https://twitter.com/angel__network or visit our blog at https://www.angelinvestmentnetwork.net.

Read anything interesting? Feel free to add links to any articles or resources you’d like to share with the angel community.

Or are you looking to raise funding?  Send me a summary of your project at mike@angelinvestmentnetwork.co.uk and we’ll try to help.

Angel Investment Network’s Weekly Funding Roundup

Here’s a roundup of some of the recent seed-stage and angel deals from around the world:  

  • Qualvu, the online qualitative research company that has many of the world’s top brands as clients, raises $1.85 million Series B funding
  • Asian interactive media solutions firm Cinemacraft has raised series A funding from 500 Startups, a business accelerator and investment fund
  • Gidsy, a website where people can discover, offer & book experiences such as tours & activities around the world, raises $1.2m seed funding
  • ScanCorner, which helps people preserve and share precious memories by digitizing old photos, negatives, slides, etc, raises angel funding
  • WebLink International, the leading provider of online software for membership-based organizations, has secured $1 million funding
  • Social TV startup ZAPITANO raises 1.7 million euros from a combination of a VC and private investors
  • Bionic Panda Games lands seed financing to develop mobile games for Google’s Android operating system. Google Ventures is one of the backers
  • On The Spot Systems, a real-time mobile survey provider, raises $750k seed funding. Backers include Kepha Partners and Angel Street Capital
  • Identropy, a leading provider of Identity and Access Management (IAM) solutions, has received $4 million in Series A funding
  • ShopKeep.com, the leading cloud based iPad POS system, has closed Series A financing led by Tribeca Venture Partners and TTV Capital
  • New Era Portfolio, a fully integrated art company serving both the design industry and consumers, lands a $4 million Series A investment
  • Playmysong, a social music service changing the way we hear music in public locations, has landed a round of angel funding
  • Job-based search engine Adzuna has raised £500k investment financing from Index Ventures, The Accelerator Group and existing investors
  • Namely, which hopes to use cloud computing & data analysis to help advertising agencies retain their key employees, raises $1m seed funding
  • SpydrSafe, developer of a mobile security platform designed to prevent corporate data breaches, raises seed funding from Amplifier Ventures
  • Paper Battery Co, which has developed prototypes of a paper thin battery, receives a $200,000 investment from Eastern New York Angels LLC

To get regular updates, come follow us on Twitter: https://twitter.com/angel__network or visit our blog at https://www.angelinvestmentnetwork.net.

Have you managed to raise capital for your company?  We always love to hear from entrepreneurs who manage to get funded.

Infographic: Small Business and Marketing

What’s your small business SEO strategy? From niche edits to quality content, there are many options.  If you’re like the many small business owners, you may be wondering how you can leverage the power of social media and online marketing to get ahead. In fact as found in this special info, only about 27 percent of small businesses have a current SEO plan, and when you combine that surprisingly low figure with fact that only about 40 percent of marketers are using mobile marketing tactics, it’s easy to see how sound search engine optimization practices could help you get a leg up on the competition.

Small business and nft gaming  owners are an incredibly diverse group of people who know a lot about their chosen fields. Slightly less than half of all small businesses have more than one owner, and sixty percent of small business owners have worked in their industry for more than 20 years. That’s a lot of total combined experience. These owners are always looking for new ways to connect to their customers and clients and grow their businesses.

About 63 percent of small businesses find that social media is a good way to increase customer loyalty, and 27 percent plan to increase their investment in social media. When it comes to the impact of social media, 40 percent of small businesses find it helpful for customer reviews, 30 percent find useful for correcting problems brought up by customers, 18 percent find that it gives them a chance to defend against negative publicity, and only 5 percent feel that social media has hurt their image more than helped. If used correctly, it’s clear that social media generally has an overall positive effect on small businesses.

If your small business is one of the 52 percent that plan to increase their SEO budget, it’s important to make the most of your investment by implementing a sound small business SEO plan. You can do that with the assistance of an SEO company with lots of experience in managing successful small business SEO campaigns.

Source: https://www.seo.com/blog/small-business-marketing-infographic/

Infographic: Top Trends And Brands Of 2011 On Twitter

2012 is underway but we have one more recap to share. The popular Twitter dashboard HootSuite has put together an infographic of the top brands, topics, hash tags, “in memorium” and holiday topics on Twitter of past year.

Take a look at the Infographic below, which  lists Top 15 brands on Twitter in 2011 as well as many other top 10s

Source: https://www.dazeinfo.com/2012/01/17/top-trends-and-brands-of-2011-on-twitter-infographic/#ixzz1ji7Lva3U

Mark Cuban’s 12 Rules for Startups

Anyone who has started a business has his or her own rules and guidelines, so I thought I would add to the memo with my own. My “rules” below aren’t just for those founding the companies, but for those who are considering going to work for them, as well.  

1. Don’t start a company unless it’s an obsession and something you love.

2. If you have an exit strategy, it’s not an obsession.

3. Hire people who you think will love working there.

4. Sales Cure All. Know how your company will make money and how you will actually make sales.

5. Know your core competencies and focus on being great at them. Pay up for people in your core competencies. Get the best. Outside the core competencies, hire people that fit your culture but aren’t as expensive to pay.

6. An espresso machine? Are you kidding me? Coffee is for closers. Sodas are free. Lunch is a chance to get out of the office and talk. There are 24 hours in a day, and if people like their jobs, they will find ways to use as much of it as possible to do their jobs.

7. No offices. Open offices keep everyone in tune with what is going on and keep the energy up. If an employee is about privacy, show him or her how to use the lock on the bathroom. There is nothing private in a startup. This is also a good way to keep from hiring executives who cannot operate successfully in a startup. My biggest fear was always hiring someone who wanted to build an empire. If the person demands to fly first class or to bring over a personal secretary, run away. If an exec won’t go on sales calls, run away. They are empire builders and will pollute your company.

8. As far as technology, go with what you know. That is always the most inexpensive way. If you know Apple, use it. If you know Vista, ask yourself why, then use it. It’s a startup so there are just a few employees. Let people use what they know.

9. Keep the organization flat. If you have managers reporting to managers in a startup, you will fail. Once you get beyond startup, if you have managers reporting to managers, you will create politics.

10. Never buy swag. A sure sign of failure for a startup is when someone sends me logo-embroidered polo shirts. If your people are at shows and in public, it’s okay to buy for your own employees, but if you really think people are going to wear your branded polo when they’re out and about, you are mistaken and have no idea how to spend your money.

11. Never hire a PR firm. A public relations firm will call or email people in the publications you already read, on the shows you already watch and at the websites you already surf. Those people publish their emails. Whenever you consume any information related to your field, get the email of the person publishing it and send them a message introducing yourself and the company. Their job is to find new stuff. They will welcome hearing from the founder instead of some PR flack. Once you establish communication with that person, make yourself available to answer their questions about the industry and be a source for them. If you are smart, they will use you.

12. Make the job fun for employees. Keep a pulse on the stress levels and accomplishments of your people and reward them. My first company, MicroSolutions, when we had a record sales month, or someone did something special, I would walk around handing out $100 bills to salespeople. At Broadcast.com and MicroSolutions, we had a company shot. The Kamikaze. We would take people to a bar every now and then and buy one or ten for everyone. At MicroSolutions, more often than not we had vendors cover the tab. Vendors always love a good party.

 

This article is an edited excerpt from How to Win at the Sport of Business: If I Can Do It, You Can Do It (Diversion Books, 2011) by Mark Cuban (Available at Amazon and iTunes).